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How to Communicate with Creditors Proactively Before Slipping Behind

14 February, 2026

Managing debt in the UAE becomes easier when people talk to their banks early. Many residents wait until they miss...

When (and How) to Pause Payments Temporarily vs Staying Current

4 February, 2026

Money troubles hit hard. Bills pile up. The bank account runs dry. During these tough times, many people in the...

How to Use “Debt Buckets” or “Sinking Funds” for Different Credit Card Liabilities

24 January, 2026

Managing credit card liabilities in the UAE can feel overwhelming when you’re juggling multiple cards with different balances and interest...

Why Track Discretionary and Non-Discretionary Spending When Managing Debt?

14 January, 2026

Managing debt feels overwhelming when bills pile up, and money runs tight. People often wonder where all their money goes...

How to Allocate Windfalls (Bonuses, Tax Refunds) Toward Debt Smartly

4 January, 2026

Getting unexpected money feels amazing. A work bonus arrives, or an end-of-year reward shows up in the bank account. The...

How to Renegotiate Interest Rates with Credit Card Companies (Without Consolidation)

24 December, 2025

Credit card companies in the UAE charge interest rates that can eat into your monthly budget. Monthly rates typically range...

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